Flexible Finance To Suit You!

 

We are delighted to announce, we have teamed up with the guys at Payl8r finance to offer flexible finance across ALL products in store!

What is Payl8r?
Payl8r lets you buy the products you want today without worrying about the cost. With our flexible repayment plans, you decide when and how to pay back. Simply pop in store, choose your products and spread the cost of your purchases into monthly instalments.

What makes Payl8r so different ?                                                                                                                                                      Payl8r is flexible finance for this generation. We don’t penalise you for having a thin credit file and
use a soft search which will not affect your credit! If you have a thin credit file we will assess your
affordability instead.

How do we assess your affordability?                                                                                                                                                        If you fail a traditional credit check, rather than rejecting your application we may give you the
option to submit your affordability instead. We use OpenBanking which enables you to submit a
90 day bank statement to support your application.

What is the cost of using Payl8r?
Interest rates range from 1% -6% per month. Application fees will apply
*Interest rates will vary subject to credit

To qualify you must …                                                                                                                                                                                Be a UK resident, have online banking and a regular source of income

Payl8r is a trading name of Social Money Ltd a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority . Reference number: 675283. Office of the Information Commissioner reference number 08054296.

Wiltshire Ballistic Services Ltd is an Introducer Appointed Representative of Social Money Ltd, t/a Payl8r.

Credit is subject to a creditworthiness and affordability assessment.

Missed payments may affect your Credit File, future borrowing and incur fees.

Representative Example:

If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92